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PAY OVER TIME WITH AFFIRM
Spread the cost of a purchase into easy monthly payments or 4 biweekly payments. Just select Affirm at checkout.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). 0% APR (where applicable and subject to provincial regulatory limitations). Subject to eligibility check and approval. The minimum purchase value of the cart (before taxes and fees) must be $50 for 4 biweekly payments, $1,000 for 6 monthly payments and $5,000 for 12 monthly payments. A down payment may be required. See actual terms at checkout.What is Affirm?
Affirm (formerly known as PayBright) is one of Canada's leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.Why use Affirm?
Prequalify before you buy
Get your Affirm spending limit while you're still shopping. The amount you agree to pay up front will never go up.Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.Easy payments
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.How do I use Affirm?
Select Affirm at checkout
Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.Get set up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.How Pay in 4 Works
| Purchase Amount | Bi-Weekly Payments | # of Payments | Total Repayment Amount | Credit Rate (APR) | Total Cost of Borrowing | Total Interest Charges |
|---|---|---|---|---|---|---|
| $200 | $50 | 4 | $200 | 0% | 0% | $0 |
How Pay Monthly Works
| Purchase Amount | Monthly Payments | # of Payments | Total Repayment Amount | Credit Rate (APR) | Total Cost of Borrowing | Total Interest Charges |
|---|---|---|---|---|---|---|
| $1000 | $166.67 | 6 | $1000 | 0% | $0 | $0 |
| $5000 | $416.67 | 12 | $5000 | 0% | $0 | $0 |
Frequently Asked Questions
Are there requirements to use Affirm?
Yes. You’ll need:- To be the legal age of majority in the province or territory in which you reside
- To be a resident of Canada.
- A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout